You need a Foreclosure Attorney representing your interests. You can’t rely on the lender to give you a loan modification even if the are participating in the Federal government’s Home Affordable Modification Program (HAMP). Even if you have qualified for the trial modification, you need to protect your mortgage loan from going into default if you are denied a permanent modification.
This is a serious problem and many banks are allegedly failing to grant permanent home loan modifications. Recently, CitiMortgage was sued as a Defendant in a class action lawsuit that alleges that CitiMortgage denied borrowers permanent loan modifications when they had a contractual obligation to permanently modify loans that the company serviced if the homeowners qualified for HAMP.
If you are in mortgage foreclosure, or behind and need to have your loan modified, it is best to be represented by foreclosure defense attorneys who can help you navigate the HAMP loan modification requirements and legal process.
Contact Nickolas Ekonomides to speak with him directly at 800-447-1402.
